There are so many factors that go into finalizing a mortgage for a home purchase. Aside from the obvious factors – such as your credit score, income, and down payment – the house itself needs to pass the test in …
Unless you’ve got a lump sum of cash to put down, getting a mortgage is part and parcel of buying a home. Luckily, there are plenty of different mortgage products and sources available these days to accommodate the varying types …
California is known for its perpetual summers, allowing residents to enjoy outdoor time year round. But with this climate comes hot temperatures, especially during certain times of the year. Air conditioners are a homeowner’s best friend, and these systems work …
Short sales and foreclosures were rampant a decade ago when the housing market crashed and millions of homeowners found themselves underwater on their mortgages. While the rate of foreclosures and short sales have certainly diminished since then, they still occur, …
Updating and upgrading your home is a great idea if you plan to sell any time soon. After all, you want to put your best foot forward and showcase your home in the best possible light in order to attract …
It’s quite common for people who are nearing retirement age to consider moving from their family home and into one that better meets their newfound needs. What you may have needed in a home when you’re in your 30s and …
Lots of buyers consider purchasing pre-construction condos for a variety of reasons, but perhaps the biggest one is to lock in at the current price per square foot before prices start to rise. By the time the development is complete, …
When you buy a home, you normally take out a mortgage to finance such a huge purchase. That’s considered your first mortgage.
But have you ever heard of “second mortgages?” What exactly are they? And why would you ever need …
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